Risk Analyst

We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time.

We're a fast‑growing fintech empowering enterprise merchants with smarter, more adaptive pay‑over‑time solutions. From point‑of‑sale financing to “Buy Now, Pay Later” programs and loyalty‑integrated offers, we’re building configurable credit tools that help businesses serve more of their customers.

We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience.

At ClarityPay , we Solve What Matters, Build With Purpose, and Win With Trust . We are a modern financial technology leader dedicated to solving credit's toughest challenges by empowering merchants across retail, home, health, and auto to grow faster, while helping their customers get approved with confidence. As a company that leverages cutting-edge analytics to drive this mission, your role as a Risk Analyst is central to our success, ensuring we manage risk strategically while maximizing growth.

As a Risk Analyst at ClarityPay , you will leverage your analytic, economic, and technical skills to innovate and execute solutions. Your primary focus will be on the strategic management and optimization of credit risk and portfolio health .

Performing financial and economic data experimentation and leveraging advanced data analytics to derive critical insights.

Review capital markets, dissect complex data, and translate it into actionable strategies to help optimize credit underwriting.

Determining and optimizing merchant limit assignments to ensure they are set optimally to balance risk and growth and drive user engagement.