Principal, Insurance Coverage & Data Ontology

Requirements

• 10+ years' experience in commercial insurance coverage, gained as coverage counsel, a claims coverage leader, a technical underwriter, or a broker side coverage or placement specialist.
• JD preferred.
• Deep working knowledge of ISO standard forms and endorsements across lines, including general liability, property, commercial auto, umbrella and excess, workers compensation, professional, cyber, and management liability.
• Demonstrated ability to read manuscript and surplus lines wording and articulate precisely how it differs from a standard form and why that difference matters.
• Practical experience with layered and shared programs, including follow form and differing terms, quota share participations, attachment and exhaustion, and the coverage consequences of a mismatched tower.
• Experience building or stewarding taxonomies, ontologies, coverage rubrics, or data dictionaries over time, not just at launch. Equivalent experience imposing structure on unstructured policy content will be considered.
• Familiarity with NAICS and commercial class code systems and how class drives coverage expectations.
• Working fluency with AI and machine learning concepts, including how large language models handle document analysis, where they fail, and how output quality is measured.
• Comfort reviewing and correcting model output at scale, and the patience to turn recurring errors into a durable fix in the ontology.
• Proficient with Google Sheets and MS Excel, including advanced formulas for data analysis.
• Excellent written and verbal communication skills, with the ability to explain a coverage position to engineers and a technical design to executives.
• Ability to synthesize information from multiple sources to understand and explain complex concepts.
• Familiarity with AI governance, model risk, and insurance regulatory expectations is a plus.
• Works autonomously with minimal direction, sets a clear path through ambiguity, and holds a high bar without needing direct authority.
• Deeply curious about coverage, about the market, and about what the technology can and cannot do.
• Thrives on the energy of a start-up: comfortable with pace, changing priorities, and building the function while running it.
• Must be able to sit/stand/walk for prolonged periods of time (up to 8 hours per day), at a desk working on a computer.
• Must be able to use standard office equipment for extended periods of time, including but not limited to, a mouse, keyboard, phone and video conferencing.

Summary