Portfolio Manager

The Portfolio Manager will support Commercial Banking Executives in the origination of new loans and management of credit portfolio. This role will work closely with the origination team and credit risk management in structuring transactions, reviewing and analyzing financial statements, conducting due diligence, assessing credit risk, preparing deal screen presentations, and monitoring and managing the credit portfolio.

Determine borrowing customer’s needs and develop appropriate loan structure in collaboration with Commercial Banking Executives.

Request, Review and Spread company/guarantor financial information.

Complete thorough, accurate, and in-depth analysis of new credit requests in a timely manner.

Maintain good working knowledge of the Bank’s lending policies and procedures and identify exceptions to credit policy.

Recommend appropriate risk ratings in accordance with credit policy guidelines.

Attend meetings and/or conference calls on transactions, lead due diligence discussions and develop deal indicative term sheets and deal screen presentations.

Structure transactions appropriately that meet client’s needs and bank’s requirements.

Perform comprehensive credit analysis (cash flow analysis, trend analysis, sensitivity analysis etc.) for deal screens and assist in presentation to credit committee in support of approval.