Mortgage Loan Officer

• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to: Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile. Assist borrowers with the application process utilizing Blend and Encompass. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. Price and lock interest rates and monitor lock expiration dates. Assist operations as needed during the process of the loan. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile.
• Assist borrowers with the application process utilizing Blend and Encompass.
• Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
• Price and lock interest rates and monitor lock expiration dates.
• Assist operations as needed during the process of the loan.
• Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Performs other related duties as assigned.

• High school diploma or equivalent education required.
• Bachelor’s degree or equivalent years of working experience preferred.
• 3+ years of sales experience, originating real estate mortgage loans preferred.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

This is an exciting step in a journey to creating a fulfilling and rewarding career at Independent Bank.

We are excited to have you join our team!

Be Proud.

Be YOU.

Be Independent!

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.