MLRO

Overview

Key Responsibilities

• Own and continuously develop Confirmo FZE s AML/CFT framework, ensuring alignment with Confirmo s group AML/CFT policy framework while meeting UAE-specific requirements under UAE legislation, VARA regulations, and FATF standards.
• Oversee the design and effectiveness of KYC/KYB onboarding procedures, enhanced due diligence (EDD) processes, and ongoing customer monitoring.
• Supervise transaction monitoring systems and ensure alerts are triaged, escalated, and resolved in a timely manner.
• Oversee the implementation and maintenance of the FATF Travel Rule compliance programme for virtual asset transfers.
• Ensure the business maintains up-to-date sanctions screening against UAE, UN, EU, OFAC, and other relevant lists.
• Independently evaluate internal SARs and determine whether to escalate to the UAEFIU via the goAML reporting platform.
• Ensure all SARSuspicious Transaction Reports (STRs) and Suspicious Activity Reports are filed accurately, completely, and within statutory timeframes.
• Liaise directly with the UAEFIU and law enforcement authorities as required, including responding to requests for information (RFIs).
• Act as the primary regulatory contact for all AML/CFT-related matters with VARA and CBUAE.
• Monitor changes to UAE AML/CFT legislation and FATF guidance and ensure timely policy and procedural updates.
• Own and periodically review AML/CFT-specific policies ensuring alignment with Confirmo s group AML/CFT policy framework while meeting UAE-specific requirements.
• Advise the business on financial crime risks associated with new products, new client segments, new geographies, and new payment corridors.