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Medical Underwriter

Advanced Insurance Brokers (AIB)
Doha, QAT
Fulltime
Mid-Senior
2 months ago
ExcelRisk Management
Free

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Company Description

Advanced Insurance Brokers (AIB) is an independent insurance broker based in Qatar, specializing in creating tailored insurance solutions through strategic partnerships with leading regional and global insurance providers.

Our independence allows us to carefully select reputable insurers to ensure we deliver products and services that prioritize excellence and client satisfaction.

Backed by a comprehensive network and deep industry expertise, we excel in addressing both complex risks and routine coverage needs with a results-driven approach.

AIB is dedicated to providing personalized service and effective risk management strategies for clients locally and internationally.

Role Description

This is a full-time, on-site role for a Medical Underwriter, based in Doha, Qatar.

The Medical Underwriter will evaluate medical applications, assess risks, determine eligibility, and recommend decisions in line with company and regulatory guidelines.

Key responsibilities include reviewing medical records, analysing insurance applications, interacting with insurers, and clients, as well as ensuring accurate documentation of underwriting decisions.

Key Responsibilities

  • Evaluate medical insurance applications and supporting documentation to determine risk acceptability.
  • Approve, decline, rate, or modify coverage based on underwriting guidelines and risk assessment.
  • Ensure underwriting decisions comply with company policies, regulatory requirements, and reinsurance arrangements.
  • Communicate underwriting requirements and decisions clearly to agents, sales teams, and clients.
  • Maintain accurate underwriting records and documentation within internal systems.
  • Monitor portfolio quality and contribute to loss ratio management.
  • Participate in developing and enhancing underwriting policies, procedures, and risk frameworks.
  • Support audits, compliance reviews, and reporting requirements.
  • Provide technical underwriting guidance to junior team members when required.
  • Stay updated on market trends, medical advancements, regulatory developments, and underwriting best practices.

Qualifications

  • Bachelor's degree in business administration, Pharmacy, Healthcare Management, or a related field.
  • Experience: 3-5 years in medical insurance, health insurance and underwriting.

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