Manager Credit Analytics

Minimum Qualifications

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Key Responsibilities

• Collaborate with stakeholders in Marketing, Product, Sales, Portfolio and Finance to achieve business objectives using data-driven solutions.
• Aggregate PayPal’s large and varied datasets, building data pipelines to serve reports and dashboards.
• Develop insights in many areas, including customer segmentation, product usage, marketing campaigns, and portfolio behaviour.
• Design and analyse A/B tests and experiments to evaluate the impact of product and marketing initiatives, translating results into clear recommendations for stakeholders.
• Identify key metrics and build exec-facing dashboards to track progress of the business and its highest priority initiatives.
• Work with stakeholders in Legal and Compliance to achieve regulatory objectives, such as complying with Consumer Duty.

Requirements

• A degree in a quantitative field is highly desirable, but equivalent experience can be considered.
• 8+ years in a data science/analytics role in consumer credit (credit cards, personal loans, BNPL, neobank, etc) working with a wide range of datasets and stakeholders.
• Experience with SQL is essential; the ideal candidate will also have experience in creating dashboards (Tableau) and a scripting language (Python).
• Familiarity with AI and LLM-based tools (e.g. Claude, ChatGPT) to accelerate analysis and improve productivity is a plus.
• Strong written and verbal communication skills. You must be able to build relationships with non-technical stakeholders, to take complex business problems, develop solutions, and communicate insights.
• A good understanding of financial products and payments data, ideally in a regulated environment.
• Experience mentoring junior colleagues or leading a small team is desirable

Travel Percent

Our Benefits

• At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are

Commitment to Diversity and Inclusion

Belonging at PayPal