Lead Product Owner - Mortgage Pricing

To be successful in this role you should meet the following requirements

• Extensive experience in UK mortgage pricing, product management, portfolio management, commercial finance, or a closely related lending discipline (essential)
• Deep knowledge of mortgage products, customer segments, distribution channels, retention strategies, and mortgage profitability drivers
• Strong understanding of funds transfer pricing, swap curves, liquidity and capital costs, credit risk, expected loss, margin, and risk-adjusted return measures
• Advanced analytical and modelling capabilities with experience using pricing tools and data platforms such as SQL, SAS (essential), Python, GCP, BigQuery or Looker
• Ability to interpret market and portfolio data, assess elasticity and sensitivities, and translate complex analysis into commercial pricing decisions
• Excellent stakeholder management, influencing and communication skills, with the ability to provide constructive challenge and make recommendations under pressure (essential)
• Strong knowledge of UK mortgage regulation, Consumer Duty, fair value principles, responsible lending, pricing governance and model and data controls
• At HSBC we look to enable our employees to better balance their work and personal priorities and have the flexibility required to meet changing needs throughout different life stages. Where possible, we will consider flexible working options including part-time working, job sharing, term-time working, working from home and staggered hours. If you require flexibility in your working arrangements, please discuss this with the recruitment team during the early stages of the application process.
• As a business operating in markets all around the world, we believe diversity brings benefits for our customers, our business, and our people. HSBC UK is committed to being an inclusive employer and encourages applications from all suitably qualified candidates irrespective of background, circumstances, age, disability, gender identity, ethnicity, religion or belief and sexual orientation.

Opening up a world of opportunity.