Lead Back-End Java Developer – Credit Risk Technology

Beneficial Skills & Qualifications

• Experience developing Java applications within a banking, financial services, or credit risk technology environment.
• Familiarity with credit risk concepts, risk data models, or regulatory reporting frameworks relevant to enterprise banking systems.
• Knowledge of rates or other financial derivatives products, or a clear willingness to develop expertise in this area.
• Exposure to architecture and infrastructure disciplines, with an understanding of how application design intersects with broader risk technology strategy.
• Master’s degree in computer science, engineering, or a related field.

What We Offer

• At Citi, you will join a global Credit Risk Technology team where your engineering decisions carry real weight. This role offers the opportunity to lead meaningful technical work, develop engineers around you, and build Java-based systems that operate at the scale and complexity of one of the world's leading financial institutions, directly supporting how Citi manages credit risk across its global business.
• A hybrid working model with 3 days in the office and 2 days working remotely, supporting flexibility and productivity.
• Technical leadership visibility within a high-profile risk technology function, with the autonomy to shape engineering standards and influence how the team builds and delivers software.
• Opportunities to mentor and coach junior and mid-level engineers, growing your impact beyond your own technical contribution.
• Access to learning and development resources to deepen your expertise in both Java software engineering and financial risk technology.
• Exposure to complex, high-impact enterprise systems within credit risk, where your work directly supports critical business and regulatory operations.
• Competitive compensation and a comprehensive benefits package, including financial wellbeing, wellbeing support, and family-friendly policies.
• Build the Java backend systems that power credit risk decisions at Citi. Apply today and bring your engineering expertise to a role with real global impact.
• This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Most Relevant Skills

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Automated Processing and AI