Junior Risk Analyst

Role overview

Workplace and support

• The role provides hoteling office space in Corpay’s Toronto office on King Street.
• The company provides issued equipment and formal hands-on training.

Responsibilities

• Review settlement limit exceptions, early release requests, and temporary overdrafts, ensuring documentation, approval, and escalation.
• Monitor settlement exposures, CLIAB balances, bounced payments, and outstanding funding positions.
• Support credit underwriting, annual reviews, and limit assessments through financial and transactional analysis.
• Prepare exception summaries and credit reviews identifying risks, mitigating factors, and recommended actions.
• Produce credit reports using Excel and SQL while supporting transition to Power BI.
• Validate Power BI reports against source systems and resolve data discrepancies.
• Maintain risk dashboards, trackers, manuals, reporting logic, training materials, and audit documentation.
• Support process enhancements, testing, data cleanup, and Credit Risk projects.
• Collaborate with Sales, Operations, Compliance, Legal, Credit Underwriting, and Treasury to resolve issues.

Qualifications and skills

• Bachelor’s degree in finance, accounting, economics, business, risk management, data analytics, or a related field, or equivalent experience.
• Up to two years of relevant experience in credit, risk, banking, payments, financial services, reporting, or analytics; internship and co-op experience are considered.
• Ability to analyze financial statements and assess liquidity, leverage, profitability, cash flow, and working capital.
• Advanced Excel skills, including lookups, pivot tables, complex formulas, and structured data analysis.
• Basic SQL knowledge for query writing, data extraction, and cross-source validation.
• Strong analytical, problem-solving, communication, judgment, prioritization, and collaboration skills.

Pay transparency

• The expected salary range is 50,000 CAD to 60,000 CAD based on the candidate’s work location.
• Final compensation depends on skills, experience, qualifications, market conditions, and other job-related factors.
• Additional compensation and benefits may include incentive programs, health coverage, retirement plans, and paid time off.

Benefits and perks

• Benefits include medical, dental, vision, and paramedical coverage from day one.
• The company offers an optional matching RRSP program, virtual fitness classes, time off, and discounted gym membership.
• Corpay provides philanthropic support and company-wide contests and prizes.

About Corpay