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Financial Controller

Ezra
Dubai, UAE
Full Time
Mid-Senior
2 weeks ago
IFRSGAAPLoan Book AccountingFinancial ReportingAudit ManagementFinancial Controls
Free

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IFRSGAAPLoan Book Accounting
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About The Role

  • We are seeking an experienced Global Financial Controller to lead accounting and financial control activities across multiple international entities in a fast scaling, cross border lending business.
  • You will own the integrity of our financial reporting, including accounting for a growing, multi currency loan book, while strengthening controls, supporting audits, and driving finance transformation.
  • This is a hands on leadership role demanding deep technical accounting expertise, fluency in loan book and financial instrument accounting, and resilience to bring order to a high growth environment.

Key Responsibilities

  • Lead the global month end, quarter end, and year end close processes across multiple jurisdictions.
  • Ensure accurate, timely, and compliant financial reporting under IFRS/local GAAP, with particular rigour around financial instruments and loan portfolio accounting.
  • Own the accounting for the loan book end to end, interest income recognition under the effective interest rate method, fee deferral, loan origination accounting, modifications, and derecognition.
  • Own expected credit loss provisioning under IFRS 9, staging, model inputs and assumptions, governance of the ECL process, and clear articulation of movements to auditors and management.
  • Manage and develop a small international finance team, fostering a culture of accountability, ownership, and continuous improvement.
  • Own the global audit process and coordinate relationships with external auditors, tax advisors, and regulatory bodies.
  • Strengthen financial controls, governance frameworks, and risk management practices across the organisation.
  • Oversee balance sheet integrity, reconciliations and accounting policy compliance.
  • Support lender and debt facility reporting, covenant compliance, and reconciliations between operational lending systems and the financial ledger.
  • Partner closely with FP&A, Tax, Treasury, Credit/Risk, Legal, and business leaders to support strategic decision making.
  • Drive process improvement, automation, and finance transformation initiatives to enhance scalability and efficiency.
  • Support M&A, integration projects, and corporate restructuring activities where required.

Qualifications And Experience

  • Bachelor's degree in Accounting, Finance, or a related discipline.
  • Professional accounting qualification (CPA, ACA, ACCA, CA or equivalent).
  • 8–12+ years of progressive finance and controllership experience.
  • Prior experience in lending, consumer/SME credit, fintech lending, banking, or another financial services environment where loan book accounting is core.
  • Experience managing multi entity, multi currency international operations.
  • Previous experience leading financial audits and working with external auditors, including defending technical judgements.
  • Experience managing and developing finance teams.
  • Comfortable working in Google Sheets, Oracle ERP Experience.
  • Excellent stakeholder management and communication skills.

Company Overview

  • Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers.
  • Ezra supports 24 operations in 23 countries across Africa, the Middle East and Asia.
  • Key office locations are in Nairobi, Kenya and Dubai, UAE.
  • Flagship products: Airtime Credit Services (ACS), Nano, and BNPL.
  • As a FinTech company, business is entirely technology and data driven, processing approximately 21M loan requests and 1.4 TB of data daily.

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