Distinguished Engineer - Technical Lead (Remote-Eligible)

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

Card Intelligent Decisions & Experiences (CIDX) in Card Tech+ is responsible for the decisioning technology that guides our customers through their entire credit journey - from marketing, to product offers, real-time transaction approvals, and more.

In this role, you will be the Technical Lead for the Card Acquisitions engineering organization, setting and delivering the technical agenda for our Discover Forward Deployed Engineering (FDE) teams. You will make applicant feature delivery rapid and intelligent, transforming custom, segment-specific initiatives into highly modular, reusable enterprise capabilities. You will drive an agenda to ship exponentially more products and experiences by identifying common technical patterns across unique customer journeys and arming FDE squads with extensible frameworks, unified data schemas, and configurable systems that allow for self-service product delivery.

This is not a pure architecture role; you will work closely with FDE squads coding, delivering, and operating the critical services they own across diverse codebases. The ideal candidate will excel at both surveying broad business domains to craft a technical strategy that allows squads to move with maximum agility, and diving deep into the details to personally deliver the highest-leverage projects from that roadmap.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

Articulate and evangelize a bold technical vision for your domain

Decompose complex problems into practical and operational solutions

Ensure the quality of technical design and implementation

Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

Continue learning and injecting advanced technical knowledge into our community

Handle several projects simultaneously, balancing your time to maximize impact

Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

Design, build, and maintain a resilient, high-performance ecosystem that supports aggressive portfolio growth while upholding strict standards of operational excellence.

Maximize the efficiency, intelligence, and capability of core credit decisioning systems. Simplify and modernize backend architectures to significantly compress the feature delivery lifecycle.

Engineer advanced, flexible frontend capabilities that allow the business to rapidly deploy new applicant user flows, custom segment experiences, and real-time product offers.

Act as the technical catalyst that transforms raw business intents into scalable software solutions, ensuring engineering teams can pivot and deploy features with maximum agility.

Drive Technical Excellence: Foster a culture of continuous modernization, guiding cross-functional teams to build modular, reusable codebases that eliminate technical silos across the Acquisitions domain.