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greenhouse

Credit Card Counsel

Brex
San Francisco, USA
Mid · 4+ years experience
USD 220000-270000 / year
Discovered 2 weeks ago
Free

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Responsibilities

  • Serve as the embedded legal partner to engineering, product, and design teams building spend management software—budgets, policies, approvals, and audit and controls—advising in real time as features are designed and built
  • Provide pragmatic, actionable advice on requirements and best practices for existing and new spend management software features
  • Advise on the regulatory and commercial implications of product architecture, data flows, automation and AI features, integrations, and feature design, helping teams make sound build-versus-defer decisions
  • Advise a variety of cross-functional partners on critical credit, lending, and card network regulatory questions
  • Advise a variety of cross-functional partners on critical software, data privacy, and product regulatory questions
  • Advise on product and marketing collateral, customer communications, and disclosures for spend management software products
  • Draft, update, and maintain customer agreements, terms, disclosures, and feature-level terms for spend management software
  • Support data handling, integration, and partner arrangements as they relate to product launches

Requirements

  • 4+ years working experience in a combination of law firms and technology or fintech companies, ideally advising on credit card, lending, and commercial matters for regulated financial or technology products
  • Familiarity with federal, state, and international credit, lending, and card laws and regulations, including TILA/Regulation Z, ECOA/Regulation B, UDAP/UDAAP, card network rules (Visa, Mastercard, Amex, Discover), and required disclosures
  • Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)
  • Ownership mentality and comfort working on complex matters that require sound judgment
  • Entrepreneurial mindset and ability to work in a fast-paced environment
  • Law degree and admitted to practice in at least one jurisdiction
  • Willingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is "One Brex"
  • Bonus Points
  • Prior in-house counsel experience at a scaling fintech, payments, or software company
  • Experience advising on AI and automation features
  • Experience negotiating with or managing bank partner and card network relationships
  • Experience interacting directly with regulatory agencies
  • Compensation
  • The expected salary range for this role is $220,000-$270,000 USD. However, the starting base pay will depend on a number of factors, including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.
  • Brex LLC is a wholly owned subsidiary of Capital One, N.A.
  • Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with a brex.com domain. Any outreach claiming to be from Brex via other sources should be ignored.

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