Contract Due Diligence Underwriter

We were founded by homebuyers who were shocked by the complexity and inefficiencies of the mortgage process for borrowers and lending teams alike. We've built a platform that has not only streamlined the process and made it more efficient — closing loans 45%+ faster — but has made mortgages more accessible in the process. Our mission is clear: democratize mortgages by helping lenders work more efficiently and stay compliant while eliminating the barrier to entry and the stress for the borrower.

This is YOUR CHANCE to bring rigor and precision to a mission that's reshaping how mortgages get made. As our Contract Due Diligence Underwriter, you'll dig into multi-state Non-QM, Conventional, Jumbo, Government, Correspondent, and business purpose loan packages, protecting the integrity of the loan manufacturing process for both purchases and refinances. If you thrive on detail, believe compliance and efficiency aren't at odds, and want to help spread financial empowerment, this is your Maxwell.

You are someone who enjoys digging in to ensure loan files are accurate and compliant with regulatory standards. You understand what's needed to properly investigate inconsistencies in loan files to protect against fraud, negligence, errors, and omissions. Specifically, you bring:

5+ years of current experience in underwriting, preferably with prior experience in Quality Control

Minimum 1-year Due Diligence experience at a mortgage lending institution

Familiarity with best practices for post-close quality control on newly and seasoned originated mortgages

Strong knowledge of Fannie Mae/Freddie Mac guidelines, QM/ATR

Proficiency in Non-QM loan processes and requirements

A deep understanding of DSCR/business purpose loans

The ability to work with multiple investor guidelines and overlays

Strong ability to properly calculate income across a variety of earning types, from wage earners to business/self-employed income

Strong appraisal review skills