Commercial Loan Coordinator

Assists with the commercial loan process by interacting with commercial customers using multiple communication strategies.

Reviews loan application requests and identifies necessary information needed to process loan and/or modification requests. Requests and collects due diligence activities and third-party reports (appraisals, environmentals, UCC, title work, articles of good standing, entity documentation, financial information, credit report, etc.) and provides them to the Commercial Banker or applicable party for review.

Oversees the process of compliance and customer verifications to include OFAC and Fraud. Is responsible for adhering to Reg B, flood and other banking regulations.

Assists Banker with the collection of all required customer financial information (pre-and post-approval). Enters certain applicable information into LOS System and is accountable for its accuracy.

Provides accurate and timely loan applications and required due diligence information to commercial loan closers in order to receive a complete loan documentation package and clear to close instructions for all commercial loan closings.

Completes funding of closed loans, processes income and expense fees per procedures.

Images all necessary documents including but not limited to, pre-closing due diligence, loan documentation and financial information, in the Bank’s imaging system to build an electronic credit file (with system).

Prepare and submit accurate and complete files to Loan Operations for booking on the Bank’s core system in accordance with the Post-Closing Workflow Service Level Agreement.

Set up and maintain customer records on all applicable systems for new and existing relationships.

Set up or maintain the relationships as required for the Bank Secrecy Act.

Forward billings for third party services to Loan Operations in a timely manner.

Obtains exception reports and partners with Commercial Bankers and Portfolio Managers to resolve all loan documentation issues to clear documentation exceptions within the appropriate timeframe.

Monitors and acts daily, weekly and monthly reports for maturing and delinquent loans. Ensures that the Deal Team has no administratively delinquent loans. Manage customer accounts by way of processing loan payments, disbursements, advances, and assisting in the monitoring of NSF activity. Process construction loan disbursements in collaboration with the Banker, Customer and the Construction Loan Administrator.

Obtains exception reports and partners with Commercial Bankers and Portfolio Managers to request coming due or past due financial information and assist with the monitoring of coming due and past due annual reviews or covenant checks.

Ensure accurate information requests on bi-annual customer financial letters.

Notify and/or forward to the Correspondent Banking Department all documentation that is received for sold loans.

Perform the following processes accurately, timely and in the appropriate manner: Prepare wire transfer forms Prepare cashier’s checks Perform BTE transfers Prepare Payoff Letters Ship documents via FedEx or UPS Utilize Power PDF to modify documents as needed

Prepare wire transfer forms

Prepare cashier’s checks

Perform BTE transfers

Prepare Payoff Letters

Ship documents via FedEx or UPS

Utilize Power PDF to modify documents as needed

Serve as a notary public.

Participate in internal and external training to maintain knowledge of Bank products, credit activities and regulations, and other appropriate training as required.

Demonstrated acceptable personal monetary responsibility.

Know by name and face as many customers and employees as possible, calling them by name as often as possible.

Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.

Know, understand, and live the company values and bottom line.

Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.

All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.

Prompt and reliable attendance.

Perform other duties as assigned.

If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.

Bell Bank was founded in 1966 and is headquartered in Fargo, North Dakota. It is the largest family-and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets of more than $14 billion. Bell Bank has full-service banking locations in North Dakota, Minnesota and Arizona. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.

Bell Bank has been recognized as a top workplace by American Banker, Forbes and Fortune. If you want to work for an established, growing, forward-looking organization with world-class employees, this is the place for you. Let Bell Bank be your destination workplace.

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:

Promoting and sustaining our family atmosphere.

Providing unequaled personal service to each and every customer.

Paying it forward

Happy Employees! Happy Customers!

In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.