CDD Operations Analyst Onboarding

Make your mark at one of the biggest names in payments. We’re looking for a CDD Operations Analyst to join our ever-evolving Enterprise Customer Due Diligence team and help us unleash the potential of every business.

Conduct thorough due diligence reviews for new enterprise customers, including detailed assessments of complex corporate ownership structures, Ultimate Beneficial Owners (UBOs), and source of wealth/source of funds, in accordance with Worldpay Policies and Procedures

Collect, verify, and analyse documentation and information from a variety of internal and external sources, including public registries, company filings, and reputable financial databases

Prepare comprehensive reports summarising findings, associated risks and recommendations

Perform comprehensive assessments on Politically Exposed Persons (PEPs), potential sanctions matches, and adverse media hits, applying a robust risk-based approach to understand and document associated risk-based approach to understand and document associated risks

Identify emerging concerns, inconsistencies, or potential indicators of financial crime, escalating issues in line with governance frameworks and managing them from identification to resolution

Conduct periodic reviews of existing enterprise customer relationships in accordance with risk-based review cycles

Complete trigger event reviews following changes such as ownership updates, unusual account activity, negative media developments, or revised risk indicators

Reassess customer information and documentation to ensure continued alignment with regulatory and internal standards

Identify deteriorating risk profiles, discrepancies, or new risks and escalate accordingly to Compliance or senior colleagues

Maintain clear and accurate records of review outcomes to support audit and regulatory scrutiny

Ensure all reviews are delivered to a consistently high standard, maintaining accuracy, completeness, and clear auditability

Contribute to continuous improvement of the CDD function by recommending enhancements to processes, controls, documentation standards, and workflow efficiency

Maintain strong case management discipline, tracking progress, proactively removing blockers, and ensuring SLAs are met without compromising risk standards

Communicate effectively with internal stakeholders including Business Development, Relationship Managers, Compliance, Audit, and other teams within the control framework

Provide clear and practical guidance on due diligence requirements, timelines, and risks, tailoring communication to each stakeholder's needs

Act as a trusted advisor by using a risk-based mindset to influence decisions and support a smooth, well controlled onboarding process

Stay up to date with industry developments, emerging risks, regulatory changes, and best practices related to AML, CDD/EDD, sanctions, and financial crime compliance

Foster a customer focused culture that balances strong risk management with an innovative, solutions driven approach to achieving regulatory objectives and delivering positive customer experiences

Participate in training sessions and workshops – both face-to-face, remotely and using CBT solutions, to continually improve and develop AML, CDD/EDD and Financial Crime knowledge

Share expertise and best practices with colleagues, to support and grow the team and transfer knowledge and skills

3 years of experience in CDD, KYC, AML, or financial crime compliance within financial services, payments, or another regulated industry

Proficiency in conducting screening and risk assessments for PEPs, sanctions, and adverse media

Excellent analytical skills with the ability to identify issues, investigate concerns, and manage cases through to resolution

Exceptional communication and stakeholder management capabilities, including experience influencing decision-making in a control focused environment

Attention to detail, sound judgement, and the ability to balance efficiency with high quality output

Pro-active and self-motivated mindset, with the ability to work independently as well as in a team - within a fast-paced, deadline-driven environment

Working towards or committed to obtaining professional qualification(s) (e.g., ICA Certificate in AML, ACAMS)

Experience in merchant acquiring, fintech compliance, or correspondent banking

Knowledge of global regulatory frameworks (e.g., FCA, FinCEN, MAS, HKMA, EU AML Directives)

Experience with CDD/KYC tools such as Orbis, Fenergo, Actimize, Salesforce, or LexisNexis