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Key skills for this role
For everything we build, we keep our customers at the center of decision-making. We prioritize work based on customer research, behavioral data, and direct feedback, and we iterate quickly based on what we learn.
The Account Sharing team operates as a highly collaborative, cross-functional product team. Engineers are not expected to simply implement tickets — they are expected to contribute to product direction, challenge assumptions, influence technical strategy, and help shape the customer experience.
The environment is greenfield and fast-moving . Requirements evolve quickly, and engineers are encouraged to take ownership, drive discussions, and work closely with stakeholders across engineering, product, design, and research.
At Wise, we believe in autonomous teams where everyone contributes ideas, takes ownership, and helps define priorities together.
Your work will directly shape the future of shared finances at Wise .
You’ll help build products that allow families, couples, flatmates, and friends across different countries to manage money together in ways that existing financial products often cannot support today.
The systems and experiences you build will need to scale globally, support millions of customers, and navigate the complexities of international compliance, regulation, and financial infrastructure.
This role offers the opportunity to influence both technical architecture and product direction while helping Wise expand into a strategically important area of consumer finance.
Building international joint accounts for globally distributed users
Expanding Wise kid accounts into additional markets
Creating shared finance experiences that work across borders
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Designing scalable backend systems for high-growth consumer products
Developing features around shared spending, sending/receiving money, and account customization
Collaborating on customer discovery and product iteration
Scaling infrastructure and improving reliability across multiple markets
Building greenfield financial products from concept to production
Send/receive money flows
Spend experiences
Authorization systems
FinCrime-related systems
Shared account infrastructure
You know how to build scalable distributed systems and deliver customer-facing products used by millions of users.
You are proficient in backend programming languages such as Java, Kotlin, Python, or Go .
You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures .
You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process.
You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions — not just implement them.
You care deeply about customer experience and understand how technical decisions impact end users.
You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction.
You write clean, maintainable, well-tested code and care about long-term scalability and reliability.
You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams.
You are comfortable operating independently while also contributing to a collaborative team culture.
Experience building greenfield products from scratch
Experience working on international consumer products
Experience with payments, financial systems, or compliance-heavy environments
Experience building systems at global scale
Familiarity with event-driven architecture and messaging systems such as Kafka
Experience with customer-facing financial products
API-first development experience
How we work – a practical guide
DEI @ Wise
Wise Tech Stack (2025 update)
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Starting salary: £111,000 - £145,000k + RSUs
Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
Keep up to date with life at Wise by following us on LinkedIn and Instagram .
A global technology company building cross-border money networks.
Visit company websiteJobs and hiring trendsGBP 111000-145000 yearly / year
Full-time
Senior
Hybrid
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