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Please Note :: Final interview will be F2F.
Location – Bangalore Office location – Cognizant Neon Facility
Business Analyst – Payments, Trade Finance, Cash Management & Liquidity
We are seeking a detail-oriented and domain-savvy Business Analyst to support transformation initiatives in Payments (SWIFT, ISO 20022, real-time, cross-border), Trade Finance, and Cash Management & Liquidity.
The Business Analyst will act as the bridge between business stakeholders and technology teams, ensuring requirements are clearly defined, solutions are aligned with business objectives, and regulatory compliance is maintained.
Collaborate with business stakeholders to elicit, document, and validate requirements for payments, trade finance, and liquidity solutions.
Translate complex business needs into functional and technical specifications.
Conduct gap analysis between current processes and target state.
Support initiatives in SWIFT messaging, ISO 20022 migration, real-time payments, and cross-border transactions.
Document workflows, data mapping, and compliance requirements for payment systems.
Assist in testing and validation of payment solutions.
Analyze business processes related to trade finance instruments (letters of credit, guarantees, supply chain finance).
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Support digitization and automation of trade finance operations.
Ensure solutions meet risk management and compliance standards.
Gather requirements for corporate cash management, liquidity optimization, and treasury services.
Document processes for real-time cash visibility and forecasting.
Support implementation of liquidity management tools.
Act as liaison between business units, technology teams, and external vendors.
Facilitate workshops, interviews, and requirement walkthroughs.
Ensure alignment of solutions with business goals and regulatory frameworks.
Ensure requirements adhere to regulatory frameworks (AML, KYC, PSD2, Basel III).
Identify risks in requirements and proactively propose mitigation strategies.
Support audit and governance processes with clear documentation.
7–10 years of experience as a Business Analyst in banking or financial services.
Strong knowledge of payments (SWIFT, ISO 20022, real-time, cross-border).
in trade finance processes and instruments.
Familiarity with cash management, liquidity solutions, and treasury operations.
Excellent analytical, documentation, and communication skills.
working in Agile/SAFe environments preferred.
Certifications such as CBAP, CCBA, or Agile BA are a plus.
Strong problem-solving and analytical skills.
Ability to translate business needs into clear technical requirements.
Deep understanding of financial products and regulatory frameworks.
Collaborative mindset with strong stakeholder management skills.
Attention to detail and ability to manage multiple priorities.
Cognizant US Corporation is an Equal Opportunity Employer Minority/Female/Disability/Veteran.
If you require accessibility assistance applying for open positions in the US, please send an email with your request to CareersNA2@cognizant.com
Verified company details for this employer are not available yet.
Full-time
Senior · 7+ years experience
Onsite
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