Associate Product Manager
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
Role Overview
Vegapay is seeking a Product Manager for banking SaaS platforms in the credit management ecosystem.
The role focuses on building, scaling, and managing credit products such as credit cards, BNPL, credit lines, lending platforms, and embedded credit solutions.
The position requires understanding of the end-to-end credit lifecycle and experience in fintech, banking, or B2B SaaS environments.
Key Skills for This Role
Full Job Posting
Role Overview
Vegapay is seeking a Product Manager for banking SaaS platforms in the credit management ecosystem.
The role focuses on building, scaling, and managing credit products such as credit cards, BNPL, credit lines, lending platforms, and embedded credit solutions.
The position requires understanding of the end-to-end credit lifecycle and experience in fintech, banking, or B2B SaaS environments.
Product Ownership
- Own the end-to-end product lifecycle for credit management solutions.
- Define and execute the product roadmap based on business objectives and market opportunities.
- Translate complex lending and credit requirements into configurable, scalable SaaS product capabilities.
- Drive platform capabilities across underwriting, onboarding, loan servicing, billing, repayments, collections, and customer management.
Delivery and Partnerships
- Work with banks, NBFCs, fintechs, and ecosystem partners to design and launch scalable credit programs.
- Collaborate with engineering teams to build credit infrastructure, decisioning frameworks, and workflow engines.
- Work with compliance, risk, operations, and partner teams to ensure regulatory and operational readiness.
- Optimize customer journeys across origination, servicing, repayments, and collections.
- Analyze product performance, portfolio behavior, and platform adoption to identify growth opportunities.
Required Qualifications
- 2+ years of product management experience is required.
- Strong exposure to banking SaaS, lending infrastructure, or fintech platforms is required.
- Experience building or scaling credit cards, BNPL, credit lines, consumer lending, or embedded finance products is required.
- Deep understanding of onboarding, underwriting, decisioning, disbursals, billing, repayments, collections, and account closure is required.
- Experience with configurable product platforms serving banks, NBFCs, or fintechs is required.
- Strong understanding of lending operations, risk controls, and credit program management is required.
Additional Advantages
- Experience building B2B SaaS products for credit management or lending infrastructure is advantageous.
- Understanding of RBI regulations for digital lending, co-lending, and credit products is advantageous.
- Familiarity with LOS, LMS, rule engines, underwriting systems, and decisioning frameworks is advantageous.
- Knowledge of ledger systems, repayment orchestration, reconciliation, and settlement flows is advantageous.
- Experience with credit bureaus, fraud systems, KYC providers, and risk platforms is advantageous.
Professional Skills
- Strong problem-solving skills and the ability to navigate ambiguity and complexity are expected.
- The role requires high ownership, execution focus, and the ability to balance business goals, regulatory requirements, and customer experience.
- Excellent stakeholder management and communication skills are required across business, technology, risk, and banking teams.
The Problem and Opportunity
Vegapay is building configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs.
The platform is intended to help financial institutions move beyond legacy systems and deliver flexible, scalable, personalized financial products.
The opportunity offers ownership, exposure to systems handling real money and users, and a strong engineering culture.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career