Associate II - Private Banking

Assess risk, analyzes, and helps to structure Private Banking credit requests to facilitate the credit decision-making process. Discusses requests with Private Banking Officers and/or Credit Administrators, periodically meets clients and prospective clients with Private Banking Officers. Provides support on renewals/modifications. Documents the credit decision and supporting rationale in a clear, fair, and balanced manner. Assures that all credits meet CPB quality targets, lending policies, and underwriting guidelines. Assists with team portfolio management. Coordinates documentation with Documentation Department and external attorneys, as needed.

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Develops client and financial information.

Formulates credit analysis, cash flow analysis, and alternative risk scenarios using a computer.

Prepares written summaries of acceptability of risk.

Reviews and makes recommendations on credit approval memorandums for recommended credit facilities.

Provides primary credit structuring decisions in consultation with the primary relationship officers.

Assures that credit facility structures meet the customer’s needs while maintaining safety and soundness standards for the Bank.

Assists team members in management and achievement of team goals, portfolio, and accountabilities.

Assists team to maintain, expand, and service deposit and loan relationships of high-valued clientele, as well as responding to inquiries.

Generates referrals for various banking products and services.