AI/ML Data Scientist
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Key skills for this role
Role Overview
The AI/ML Data Scientist will design, build, and deploy machine learning solutions for large-scale payment platforms.
The work addresses fraud detection, risk scoring, authorization optimization, anomaly detection, and transaction monitoring.
The role combines data science, machine learning engineering, and payments-domain expertise.
Key Skills for This Role
Full Job Posting
Role overview
The AI/ML Data Scientist will design, build, and deploy machine learning solutions for large-scale payment platforms.
The work addresses fraud detection, risk scoring, authorization optimization, anomaly detection, and transaction monitoring.
The role combines data science, machine learning engineering, and payments-domain expertise.
Work location
- The work location is hybrid remote in Bangalore City, Bengaluru, Karnataka.
Machine learning and model development
- Design, develop, validate, and deploy models for fraud, risk, authorization, merchant risk, chargeback, and anomaly detection.
- Build features from transactional, behavioral, device, and network data.
- Apply classification, anomaly detection, graph analytics, time-series modeling, and deep learning techniques.
MLOps and production engineering
- Deploy models in real-time and batch-processing environments.
- Implement monitoring, drift detection, performance tracking, and retraining strategies.
- Establish model versioning, CI/CD, reproducible training, and A/B testing practices.
- Work with engineering teams on scalability, reliability, and low-latency performance.
AI and generative AI
- Use Claude, GPT, and other AI or LLM technologies to enhance data science workflows.
- Develop AI-driven feature discovery, reporting, anomaly interpretation, and analyst productivity solutions.
- Explore governed generative AI use cases in risk, fraud, and compliance.
Collaboration and governance
- Partner with Fraud, Risk, Compliance, Product, and Engineering teams on explainable and auditable AI solutions.
- Present analytical insights and model performance to stakeholders and leadership.
- Ensure compliance with PCI-DSS, data privacy regulations, and enterprise data governance standards.
Required qualifications
- At least 10 years of overall IT experience, including at least 3 years in data science or machine learning roles.
- Strong Python, SQL, machine learning, statistical modeling, and anomaly detection expertise is required.
- Hands-on production deployment experience for machine learning models is required.
- Experience with a cloud platform such as AWS, Azure, or GCP is required.
- Exposure to Spark, Airflow, Databricks, or similar big data technologies is required.
- Knowledge of financial-services regulations, data security, and compliance frameworks is required.
- Excellent communication and stakeholder-management skills are required.
Preferred qualifications
- Payments, FinTech, banking, or financial-services experience is preferred.
- Knowledge of payment fraud typologies, graph-based fraud detection, or network analytics is preferred.
- Familiarity with Visa and Mastercard risk-management frameworks is preferred.
- Hands-on generative AI and LLM experience is preferred.
- Streaming-platform experience with Kafka or Flink is preferred.
- A master's or PhD in a quantitative discipline is preferred.
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